|
|
|
|
|
|
WEICHERT, REALTORS® - Caton Properties: Buyer Toolkit
| |
Sign up for our FREE Home Buying Seminar
What to do First – Buy or
Sell
If you already own a home, it's a basic question
and the answer is as individual as you are.
Generally speaking, under most market
conditions, real estate professionals advise
listing your present home and shopping for your
new home simultaneously. To consider your own
individual needs and circumstances, though, you
should talk to your
Weichert, Realtors®
- Caton Properties Sales
Associate about how fast you need to
sell and how long you should expect it to take
in current market conditions.
In a robust real estate market, for example, you
can assume your home would be more likely to
sell quickly. In that case, if you have very
specific criteria – like location, size, views,
age, etc. which could lead to a time-consuming
home search – you should consider finding and
buying a home first before you sell your
existing home. If necessary, you can make an
offer to buy that home contingent on selling
yours. On the other hand, if you sell first, you
can make your sale dependent on finding a home
to buy.
Seasonality can play a role in deciding when to
sell – with spring and fall the most popular
seasons to put a home on the market. Your
Weichert, Realtors®
- Caton Properties Sales
Associate can also help you consider
the effect of factors like interest rates and
consumer confidence in the economy. Low interest
rates will send you buyers year round. Some may
be deterred by unpleasant weather conditions, of
course, but it's been our experience that
potential buyers who brave inclement weather
tend to be very motivated.
Your
Weichert, Realtors®
- Caton Properties Sales
Associate will help you find the
solution that's right for you.
First Steps
"Are you ready to shop for a home?"
Regardless of your individual reason for
beginning the journey toward buying a home, we
at
Weichert, Realtors®
- Caton Properties
know full well how daunting the process can
seem. That's why we like to begin with an
in-person Buyer Consultation. Your
Weichert, Realtors®
- Caton Properties Sales
Associate will help you identify and
clarify your requirements for your new home and
then give you a good idea what to expect when
you proceed with your home search.
Your
Weichert, Realtors®
- Caton Properties Sales
Associate will stay with you every step
of the way, diligently searching the current
inventory of available homes to find ones that
will meet your expectations. He or she will also
network in any specific neighborhood you're
interested in.
Keep in mind that your
Weichert, Realtors®
- Caton Properties Sales
Associate can show you any home on the
market, even if it's listed with another real
estate agency. So if you see a For Sale sign, an
ad in the paper or a listing on the Internet
you'd like to know more about, your
Weichert, Realtors®
- Caton Properties Sales
Associate is your best resource for the
details you need to decide if a house is worth
seeing in person.
Preparing to Shop with
Confidence
"Why secure a mortgage credit approval?"
Since a pre-approval is based on your specific
financial situation, it takes the mystery out of
what you can afford. Not only will it help you
understand which homes to consider, it will give
any prospective seller more confidence in your
ability to obtain a mortgage. (When multiple
buyers are bidding on the same house, a mortgage
credit approval can be the deciding factor in
whose offer gets accepted.)
Let a Weichert, Realtors®
- Caton Properties Sales Associate
help you determine the monthly payment you're
comfortable with and provide you with a mortgage
credit decision before you shop for your home. |
| |
Ten reasons to buy a home
now:
Not sure whether to buy or keep renting? Here
are 10 reasons to let Weichert® help you take the
next step:
* Build equity. Over time, homes have always
gained in value, so you can expect to get your
investment back and typically much more when you
sell
* Tax deductions. Save on taxes based on the
interest and real estate taxes you pay instead
of letting a landlord get the benefit.
* Lower payments? It depends on your rent, of
course, but if you can afford just 5% down, your
monthly payments may actually be less than your
rent.
* Stability. While most landlords raise rents
every year, you can choose a fixed-rate mortgage
where the payments stay the same.
* Suiting yourself. When the house is yours, you
can fix it up and decorate it any way you want.
* Receive credit. Money you put down and pay
into a mortgage to build equity can be made
available to you in the form of a loan or a line
of credit.
* Make it stop. When the term of your mortgage
ends, you’ll own your home outright. Paying rent
never stops
* In control. You can choose when to move,
instead of being pushed out at the end of a
lease.
* Community. Most homeowners feel a sense of
belonging to their neighborhood and town that
they just don’t feel as a renter.
* Personal reasons. You’ll have more privacy
and, very likely, more living area. There’s also
something very satisfying psychologically to
owning your own home
To learn more about how you can benefit
from home ownership and receive a buyer toolkit
FREE with more tips and exclusive home buying
strategies, fill out the form below. |
| |
|
|
|
|
|
Independently Owned and
Operated |
 |
|
|
